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Insurance in and around Binghamton

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It’s All About You

Everyone loves saving money. Design a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, you can create a solution that’s right for you. Contact John Karluk for a Personalized Price Plan.

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We’re There When You Need Us Most

As the largest insurer of automobiles and homes in the U.S., State Farm is equipped and experienced when it comes to helping you protect the life you've built with competitive prices, great claims service and excellent service.

Simple Insights®

Fireworks safety for Fourth of July

Thousands of people suffer fireworks-related injuries every year. Follow these tips on fireworks safety and how to light fireworks safely.

Mobile electronic document safety

Digital IDs and other sensitive information can be stored on your smartphone. Learn more about ways that can potentially help you do so safely and securely.

Profile photo of a State Farm Agent named: John Karluk

John Karluk

State Farm® Insurance Agent

Office Address:
125 Main Street
Binghamton, NY 13905-2742
Map & Directions

Would you like to create a personalized quote?

Profile photo of a State Farm Agent named: John Karluk

John Karluk

State Farm® Insurance Agent

Office Address:
125 Main Street
Binghamton, NY 13905-2742
Map & Directions

Simple Insights®

Fireworks safety for Fourth of July

Thousands of people suffer fireworks-related injuries every year. Follow these tips on fireworks safety and how to light fireworks safely.

Mobile electronic document safety

Digital IDs and other sensitive information can be stored on your smartphone. Learn more about ways that can potentially help you do so safely and securely.